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Wheels for Work Loan Program

Do you need help purchasing or repairing a vehicle?

Quick Facts
What is it?
The Wheels for Work Program provides loans up to $4,000 to low-income families of Erie County who are in need of transportation to get to their jobs.

What do I get?
You can receive a loan up to $4,000, at less than 8% interest rate. The loans can be used for vehicle repair or to purchase a vehicle. Through this program you can also participate in monthly financial fitness series on topics such as Defensive Driving, How To Purchase a Good Used Car, Youth Employment and Savings, Home Buyer Clubs and Credit When Credit Is Due.

How long do I get it?
The vendor will receive one disbursement for the entire purchase or repair of the vehicle.
Look Out
  • This loan is repayable for 36 months. The Wheels For Work Loan Program will pay the third year of the loan payments (in one disbursement), for loan recipients who make timely monthly payments to First Niagara Bank for the first 24 months of their loans.
  • You will need to attend an orientation before you can submit a loan application.


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